g1Private clients
Your money, your family, your long game.
Currency, inflation, illness, an out-of-date will. Most risks are quiet until they are not. We help you see them early.
01What we look at
The risks worth planning for
- The effect of currency movements and inflation on your savings
- Using your offshore allowances
- What happens to your family if you die or lose your earning power
- Whether your will is up to date
- Critical illness, also called dread disease
- Retirement, and whether you are on track
02Three questions worth asking
- Could you retire at 60?
- Could you maintain 75% of your current living standard?
- Could your retirement savings last until age 85?
These are questions, not promises. A Financial Needs Analysis is how we help you find honest answers.
03Retirement
Onshore and offshore retirement saving
We advise on pensions and retirement saving both in Namibia and offshore, structured around when you want to stop working and the income you will need.
04Investments
Tailored to you, explained clearly
Investments are tailored to your risk profile, time horizon and strategy, with transparency about what you hold and what it costs.
Offshore unit trusts and wealth management are a speciality of the practice.
What is a unit trust?
A unit trust is a pooled, collective investment. Money from many investors is combined and divided into units. The fund holds assets such as equities (shares), bonds, property and cash. Funds range from conservative to aggressive risk profiles. The value of units can go down as well as up.
05Protection
Not all policies are the same
Life, disability and dread disease policies differ in what they cover and how they pay. We help you compare them properly.
- Life insurance
- Pays a death benefit to support your dependants.
- Disability lump sum
- A once-off payment if you become disabled as defined in the policy.
- Income protection
- A monthly benefit to replace part of your income if you cannot work.
- Critical illness
- A benefit paid on diagnosis of a serious illness covered by the policy.
06Succession and estate
Planning for the people who come after you
We facilitate inter vivos trusts and help plan for liquidity in your estate, so that your dependants are protected and your affairs can be settled.
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