h1Business clients
Protect the business and the people in it.
From entrepreneurs to large corporations and multinationals, we advise on employee benefits and business continuity.
01Employee benefits
Benefits that work for your people
We liaise with directors on pension and insurance packages for employees, locally and internationally.
- Assistance with the underlying assets of pension schemes
- Advice on creating and administering schemes
- Help selecting Namibian pension schemes
02Buy-and-sell
If a co-owner dies or is incapacitated
A buy-and-sell arrangement combines a legal contract between business owners with life and disability insurance. It supports continuity on death or incapacity of an owner.
The insurance proceeds can allow the deceased owner’s estate to receive fair value for their interest, and support settlement of a credit loan account, while the sale of the interest takes place between the parties as agreed.
Why it matters
- Surviving owners may not have the cash to buy the interest.
- A spouse or dependants could otherwise become co-owners.
- Loan accounts need liquidity to be settled.
03Key person
Different from buy-and-sell
Key-person cover is taken out by the company on a person who is critical to its revenue. It supports the stability of the business until a successor is in place.
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